{
  "schema": "csoai.swift-census/0.1",
  "kind": "reader",
  "writes_board": false,
  "supersedes": "csoai.swift-17/0.1",
  "n": 26,
  "n_measured": 0,
  "n_live": 3,
  "n_committed": 9,
  "n_discovered": 14,
  "status_all": "THREE_STATE",
  "as_of": "2026-09-01",
  "universe_note": "Swift cites 40+ financial institutions in the MVP construction phase, up from 30 named at Sibos Frankfurt Sept 2025. Only 26 could be sourced to a real, reachable, dated press URL and named here. The remaining ~14+ are NOT enumerated — no name is invented to reach 50.",
  "honesty": "This is a sourced census of 26 named banks (3 LIVE, 9 COMMITTED, 14 DISCOVERED), not a '50'. Every row cites a real press URL with a date. No bank is a Council client. Not a Swift relationship. Not MEASURED — no ISO 20022 / copybook / MT artifact fetched. cobolbridge.ai HTTP 522 is infra, not this tape.",
  "sources": {
    "swift_pilot_9jul": {
      "url": "https://www.swift.com/news-events/press-releases/swifts-blockchain-ledger-ready-use-17-banks-set-pioneer-tokenised-cross-border-payments-trusted-global-infrastructure",
      "date": "2026-07-09",
      "url_sha256": "215626e6c3a947b1d4cef4de1e169ae36c7351786aeb3d434b815f34f98d637f",
      "note": "Swift press release, 17-bank pilot cohort. HTML body UNREACHABLE from this vantage; URL hashed."
    },
    "gfmag_pilot_10jul": {
      "url": "https://gfmag.com/technology/swift-blockchain-ledger/",
      "date": "2026-07-10",
      "url_sha256": "8cf59cca452637b9827ec53586a5e151560554ffadf26e26070a4dce8b6ebb1a",
      "note": "Reachable secondary source confirming the same 17 pilot banks."
    },
    "sc_live_19aug": {
      "url": "https://www.sc.com/en/press-release/standard-chartered-and-hsbc-execute-first-live-tokenised-deposit-transaction-on-swifts-blockchain-based-ledger/",
      "date": "2026-08-19",
      "url_sha256": "1870ceb4dbd25dd87e8c80505dc06a061cf2197a8a1e7e9d4be10e264a7f9d70",
      "quote": "Swift's blockchain-based ledger acted as a secure orchestration layer, enabling the obligations to be matched and netted between the two banks prior to final settlement through existing systems.",
      "note": "Standard Chartered primary press release: first live tokenised deposit transaction with HSBC, 19 Aug 2026. Settlement still through existing systems."
    },
    "fintechnews_uob_28aug": {
      "url": "https://fintechnews.sg/136424/digitalassets/uob-hsbc-tokenised-deposits/",
      "date": "2026-08-28",
      "url_sha256": "3b78e18273973ed311b6e8ed0475175147a12c36589ab3c25637b3044b847974",
      "quote": "The transactions make UOB the first Singapore-headquartered bank to conduct live transactions on the blockchain-based ledger.",
      "note": "UOB + HSBC live Hong Kong dollar tokenised deposit transaction; UOB first Singapore-HQ bank live. Reported 28 Aug 2026."
    },
    "ethers_mvp_2apr": {
      "url": "https://ethers.news/articles/swifts-blockchain-shared-ledger-reaches-mvp-40-global-banks-enter-construction-phase-real-tokenized-deposit-payments-across-200-countries-live-in-2026",
      "date": "2026-04-02",
      "url_sha256": "e21d759ae5bf9bfd1bb5a8f4341a2d053f98c5bb993f372453dae8a278202056",
      "note": "Reachable secondary source naming 15 construction-phase founding banks; cites 40+ institutions (up from 30 at Sibos Sept 2025). Only the named ones are enumerated as COMMITTED rows."
    }
  },
  "cobolbridge_ai": {
    "http": 522,
    "state": "IN_BUILD",
    "note": "In build. Apex 522 is infra, not this tape. Do not demo."
  },
  "rows": [
    {
      "id": "hsbc",
      "name": "HSBC",
      "status": "LIVE",
      "event_date": "2026-08-19",
      "source": [
        "sc_live_19aug",
        "fintechnews_uob_28aug"
      ],
      "note": "First live tokenised deposit transaction with Standard Chartered (19 Aug); HK dollar transaction with UOB (28 Aug). Settlement still off-chain.",
      "artifact_url": null
    },
    {
      "id": "standard-chartered",
      "name": "Standard Chartered",
      "status": "LIVE",
      "event_date": "2026-08-19",
      "source": [
        "sc_live_19aug"
      ],
      "note": "First live tokenised deposit transaction on Swift's ledger with HSBC, 19 Aug 2026. Settlement still off-chain.",
      "artifact_url": null
    },
    {
      "id": "uob",
      "name": "UOB",
      "status": "LIVE",
      "event_date": "2026-08-28",
      "source": [
        "fintechnews_uob_28aug"
      ],
      "note": "First Singapore-headquartered bank live; HK dollar tokenised deposit transaction with HSBC. Settlement still off-chain.",
      "artifact_url": null
    },
    {
      "id": "anz",
      "name": "ANZ",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "bnp-paribas",
      "name": "BNP Paribas",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "bny",
      "name": "BNY",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "citi",
      "name": "Citi",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "dbs",
      "name": "DBS",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "fab",
      "name": "First Abu Dhabi Bank",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "firstrand",
      "name": "FirstRand Bank Limited",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "itau-unibanco",
      "name": "Itaú Unibanco",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "lloyds",
      "name": "Lloyds Bank",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "mashreq",
      "name": "Mashreq",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "mufg",
      "name": "MUFG Bank",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul",
        "ethers_mvp_2apr"
      ],
      "note": "9 Jul 2026 pilot cohort; also named in construction phase. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "ocbc",
      "name": "OCBC",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul",
        "ethers_mvp_2apr"
      ],
      "note": "9 Jul 2026 pilot cohort; also named in construction phase. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "ubs",
      "name": "UBS",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul"
      ],
      "note": "9 Jul 2026 pilot cohort. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "wells-fargo",
      "name": "Wells Fargo",
      "status": "DISCOVERED",
      "source": [
        "swift_pilot_9jul",
        "gfmag_pilot_10jul",
        "ethers_mvp_2apr"
      ],
      "note": "9 Jul 2026 pilot cohort; also named in construction phase. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "jpmorgan",
      "name": "JPMorgan",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in Swift shared-ledger construction phase (40+ cohort). Not in the 17-bank pilot. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "deutsche-bank",
      "name": "Deutsche Bank",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in construction phase (40+ cohort). Not in pilot. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "natwest",
      "name": "NatWest",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in construction phase (40+ cohort). Not in pilot. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "rbc",
      "name": "Royal Bank of Canada",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in construction phase (40+ cohort). Not in pilot. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "saudi-awwal",
      "name": "Saudi Awwal Bank",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in construction phase (40+ cohort). Not in pilot. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "shinhan",
      "name": "Shinhan Bank",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in construction phase (40+ cohort). Not in pilot. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "socgen-forge",
      "name": "Societe Generale-FORGE",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in construction phase (40+ cohort). Not in pilot. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "td",
      "name": "TD Bank Group",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in construction phase (40+ cohort). Not in pilot. No live transaction sourced.",
      "artifact_url": null
    },
    {
      "id": "westpac",
      "name": "Westpac",
      "status": "COMMITTED",
      "source": [
        "ethers_mvp_2apr"
      ],
      "note": "Named in construction phase (40+ cohort). Not in pilot. No live transaction sourced.",
      "artifact_url": null
    }
  ]
}